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Group Health Insurance Plans

Are you confused about all the options available for health insurance? Coinsurance, deductibles, maximum out-of-pocket, primary care, specialists, Health Savings Accounts... we know this can be confusing, yet understanding these options is critical because they are not only important elements in premium determination but employee satisfaction.

That's where we come in. We want to be sure you understand what is available to you and what would be most useful for you and your employees.

We would love to have the opportunity to talk with you about your specific needs!


Health Care Cost Facts
In 2005, the U.S. spent $2 trillion on health care, which is 16% of GDP and $6,697 per person.
• Almost half of health care spending is used to treat just 5% of the population.
• Prescription drug spending is 10% of total health spending, but contributes to 14% of the growth in spending.

Key Information on Health Care Costs and Their Impact
The Kaiser Family Foundation, 08/08/07












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